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What We Do – Financial Planning

03 Oct 16

We work closely with you to help you achieve the goals and aspirations you have for yourself and your family; grow and protect your wealth; and deliver financial security and peace of mind.

We begin by getting to know you, your current situation and the hopes, dreams and concerns you have for the future. We find out what’s really important to you and help you to define and prioritise your goals. What is it that you truly want to achieve during your lifetime? What kind of lifestyle do you want to have both now and into the rest of your life?

Once we know exactly what you want, what sort of life you want to live and the type of lifestyle you want to enjoy we put our financial planning hat on. We identify your current assets, liabilities, income and expenditure; we also identify the financial resources that are likely to become available to you in the future.

Using powerful software, we overlay a range of assumptions regarding inflation, tax rates, economic conditions and other variables to enable us to project your potential financial future, based on your current actions. This model is interactive and allows us to see how the consequences of changes to your planning (for example, investment returns, contributions, inflation, spending patterns, etc.) will affect your future. With this insight we can model which strategies best meet your goals and make fully informed decisions with confidence.

The output from this is a written report that includes (where relevant) a detailed review of the following areas:

  • Financial goal setting
  • Net worth analysis
  • Income and expenditure analysis
  • Lifetime Cash flow modelling
  • Investment analysis and planning
  • Retirement analysis and planning
  • School fees analysis and planning
  • Risk management and protection planning
  • Tax planning
  • Estate and inheritance tax planning
  • Charitable giving planning

We bring clarity and confidence to your life, giving you a clear and comprehensive plan to achieve your dreams, goals and aspirations. Not only that, but we remain with you every step of the way; to review your objectives and adapt your plan as your circumstances change. So you can get on with living the life you want to live.